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Lending Services

The Loan Fund provides straightforward, flexible financing to small businesses and nonprofits across New Mexico. We specialize in supporting those overlooked by traditional banks—offering practical lending solutions with a human touch. Our lending partners, from banks to community organizations, trust us to help their referrals grow stronger. Explore how our lending services can help you move forward.
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Two Albuquerque business owners cutting the ribbon on their business opening

Our Clients

Our clients are hard-working New Mexicans whose businesses and nonprofits thrive thanks to customized financing from The Loan Fund. Banks, credit unions, and community organizations trust us to support their referrals with simple, flexible lending solutions. Discover more about the successful businesses we've helped grow.
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Support the Loan Fund

When you support The Loan Fund, you’re investing in hardworking New Mexicans who are building businesses, creating jobs, and strengthening communities. Your investment helps us provide accessible financing and hands-on support to entrepreneurs who are often left out of traditional systems. Join us in expanding opportunity—right here at home.
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View of the Sandia Mountains from across the Bosque

Lending Services

Two Albuquerque business owners cutting the ribbon on their business opening

Our Clients

Support the Loan Fund

View of the Sandia Mountains from across the Bosque

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Who Is
The Loan Fund

The Loan Fund is an award-winning nonprofit organization that provides loans, as well as consulting and training services, to small businesses, entrepreneurs, and nonprofit organizations across New Mexico. We focus on offering solutions for clients who may not be able to secure financing from banks or credit unions.

36 Years of Economic Impact

The Loan Fund was founded in 1989 to help alleviate poverty by creating and preserving job opportunities throughout New Mexico, particularly in low-income and underserved communities.

$108
Million
2,266 Loans Disbursed
11,500
Jobs

Client Success Stories

Our clients are like you, hard-working and smart-thinking New Mexicans. But, when they’re ready to start or expand their business or nonprofit, they may not fit into a bank’s lending guidelines. That’s why banks, credit unions, and community organizations refer so many small businesses and nonprofits to us.
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Our clients work hard to improve their businesses and are a strong part of New Mexico’s economy.
CDFI Certified
Money Smart New Mexico
SBA Lender - United States Small Business Administration Lender
SBIC Partner - New Mexico Small Business Investment Corporation Partner
501(c)(3) - Registered as a 501(c)(3) organization - Tax deductible donations

Latest News

Important Deadline: Corporate Transparency Act

The U.S. Department of Treasury has implemented the Corporate Transparency Act, which requires many U.S. companies formed or operating in America to report beneficial ownership information to the department’s Financial Crimes Enforcement Network (FinCEN). The act aims to combat illicit...

NMSBIC allocates additional funding

The New Mexico Small Business Investment Corporation (NMSBIC) has allocated an additional $2.5 million to The Loan Fund, making its total investment to the nonprofit $37.5 million. The state legislature created the NMSBIC more than...

In Remembrance of Herb Crosby

We send our heartfelt condolences to the family of Mr. Herb Crosby, an Albuquerque businessman who sat on The Loan Fund’s Board of Directors. Mr. Crosby, who formerly served as board chair and was recently...

Aero Service Business Adds 20 Hangars to Meet NM Aircraft Storage Demand

Finance partners & local and state officials join groundbreaking to celebrate growth in aviation community MORIARTY, N.M. – December 6, 2023 – Looking to meet the critical storage needs of small aircraft in New Mexico,...

Record $5.6 million in loans in last half of 2023

October 31 -- The Loan Fund has made a record $5.6 million in loans and lines of credit and an additional $1 million loan so far in the last half of 2023 to New Mexicans...

Celebrating Women-Owned Businesses

Nearly 21% of New Mexico’s businesses that have employees are owned by women, according to the U.S. Census. At The Loan Fund, about 20% of the loans currently have been allocated to female entrepreneurs. In celebration of International...

Joe Justice Retires

Joe Justice retired from The Loan Fund in May 2022 after 15 years of service. Mr. Justice joined The Loan Fund in 2007 after spending 20 years in banking and worked as a loan officer. Mr. Justice...

In Remembrance of Board Chairman Nick Nagy

It is with deep sadness that I write this about our friend, colleague and Board Chairman Nick Nagy, who passed away in December 2021. Mr. Nagy came to The Loan Fund in 2012 and served...

NMSBDC, Loan Fund reach bilingual entrepreneurs

The New Mexico Small Business Development Center (NMSBDC) has kicked off a series of bilingual workshops for Spanish-speaking entrepreneurs. Dr. Marvin Lozano, author of “The U.S.-Latino Entrepreneur’s Guide to Balancing Business, Family and Culture,” and...

Indigenous entrepreneurs’ steady growth

During Native American Heritage Month, The Loan Fund is featuring some of its Indigenous clients who have steadily grown their businesses over the years. The Loan Fund is one of the few lenders in New...
More Recent Updates

The Loan Fund

General Inquiry Form

Thank you for reaching out. Whether you have questions about our services, need guidance on funding options, or simply want to connect, we’re here to support you.

Please fill out the form below with your inquiry. A member of our team will respond as soon as possible. We look forward to learning more about how we can assist you and your business.