Go Now
Lending
For more than 35 years, The Loan Fund has opened doors that banks often leave closed—pairing fair-priced capital with hands-on guidance so New Mexico’s entrepreneurs and nonprofits can launch, grow, and keep jobs local. Certified by the U.S. Treasury as a Community Development Financial Institution, we’ve already helped hundreds of under-resourced borrowers generate millions in revenue and support more than a thousand paychecks statewide. Most of our clients are women- or minority-led ventures that couldn’t secure conventional credit, yet go on to strengthen their neighborhoods once they have the right financing and coaching. If you’re ready to turn possibility into progress, our bilingual team is here to help, start your application and let’s build something great together.
Who We Serve
Small Businesses
Supporting established small businesses in New Mexico with growth capital, equipment financing, and working capital solutions.
Start-up Businesses
Helping entrepreneurs turn their dreams into reality with flexible financing options tailored for new ventures.
Nonprofits
Providing mission-driven organizations with the financial resources they need to serve their communities effectively.
Creative Entrepreneurs
Fueling New Mexico’s artists, makers, and cultural visionaries with flexible funding to create, promote, and scale their craft.
Business Lines of Credit
On-demand working capital you can draw, repay, and reuse—ideal for smoothing cash flow, stocking inventory, or seizing new opportunities.
Financing Guidelines
We DO Finance
- Equipment purchases and upgrades
- Inventory and stock
- Building renovations and improvements
- Operating capital and cash flow
- Business expansions and growth
We DON'T Finance
- Businesses primarily selling alcohol or tobacco
- Weapons-related businesses
- Recent bankruptcies
- Unsecured loans without collateral
- Businesses outside of New Mexico
- Consumer loans or personal expenses
Who Qualifies for Lending from The Loan Fund?
Owners of established businesses and individuals who want to start their own business. You may qualify if you:
- Have a reasonable credit history
- Can demonstrate your ability to repay the loan
- Can offer acceptable collateral
