Loan Types

Discover the right financing solution for your business needs with our comprehensive loan programs.
- Microloans
- Nonprofit Loans
- Small Business Loans
Microloans
Up to $50,000
Perfect for small-scale financing needs, equipment purchases, and working capital
for emerging businesses and entrepreneurs.
Loan Features
- Loan amounts from $500 to $50,000
- Loans less than $10,000 carry interest rates of 8.7%
- Loans more than $10,000 carry interest rates of 7.875%
- Flexible repayment terms up to 6 years
Best Used For
- Start-up costs
- Working capital needs
- Inventory or supplies
- Furniture, fixtures, or other business improvements
- Small machinery or equipment purchases
Technical Assistance Details
All microloan recipients are allowed to take advantage of The Loan Fund’s Technical Assistance Program at no additional cost.
Pre-Loan Technical Assistance:
- Work with The Loan Fund’s experienced loan officers and staff to identify the strengths and needs of your business.
- Receive valuable recommendations specifically designed to meet your goals.
- Position yourself to potentially receive financing for your business.
Post-loan technical assistance:
- Work with your loan officer to evaluate the progress of reaching your business goals.
- Receive one-on-one business consultations and trainings in areas such as business development, marketing, accounting, and web development to help grow your business.
Ready to Apply for a Microloan?
Get the small-scale financing you need to grow your business.
Nonprofit Loans
Flexible Amounts
Specialized financing solutions designed specifically for nonprofit
organizations to support their mission-driven work.
Loan Features
- Tailored amounts based on need
- Flexible repayment structures
- Competitive rates for nonprofit organizations
- Long-term partnership approach
- Mission-Focused underwriting
Best Used For
- Program expansion funding
- Facility improvements
- Equipment and technology
- Bridge financing
- Working capital needs
Technical Assistance Details
In addition to providing loans, we also assist with financial planning, operations, and more, so our nonprofit clients can grow and thrive.
Pre-Loan Technical Assistance:
- Work with The Loan Fund’s experienced loan officers and staff to identify the strengths and needs of your business.
- Receive valuable recommendations specifically designed to meet your goals.
- Position yourself to potentially receive financing for your business.
Post-loan technical assistance:
- Work with your loan officer to evaluate the progress of reaching your business goals.
- Receive one-on-one business consultations and trainings in areas such as business development, marketing, accounting, and web development to help grow your business.
Expand Your Mission
Get the specialized financing your nonprofit needs to serve the community
Small Business Loans
$50,000 to $350,000
Comprehensive financing solutions for established small businesses looking to
grow, expand, or improve their operations.
Loan Features
- $50,000 to $350,000 loan amounts
- Terms up to 10 years
- Competitive interest rates
- Flexible collateral options
- Lines of credit available
Best Used For
- Business expansion projects
- Equipment and machinery
- Inventory and supplies
- Working capital needs
- Facility improvements
Technical Assistance Details
In addition to providing loans, we also assist with financial planning, operations, and more, so our nonprofit clients can grow and thrive.
Pre-Loan Technical Assistance:
- Work with The Loan Fund’s experienced loan officers and staff to identify the strengths and needs of your business.
- Receive valuable recommendations specifically designed to meet your goals.
- Position yourself to potentially receive financing for your business.
Post-loan technical assistance:
- Work with your loan officer to evaluate the progress of reaching your business goals.
- Receive one-on-one business consultations and trainings in areas such as business development, marketing, accounting, and web development to help grow your business.
Take Your Business to the Next Level
Get the capital you need to expand and grow your established business
Fee Information:
- For loans up to $100,000, 2% of the loan amount
- For loans greater than $100,000, 1.5% of the loan amount
- For lines of credit, 2% of the loan amount
- For 504 loans, 2% of the loan amount
